Company Profile

Welcome to Roberts Boyt, Independent Financial Advisers.

Company Profile

Established in January 1997, Roberts Boyt is one of the leading IFA firms in West Wales looking after a multitude of cross sectional clients and their assets. Directly authorised and regulated by the Financial Conduct Authority No 532928 we are based in the centre of Carmarthen SA31 3DX.

On-site Parking

On site we have plenty of secure free parking for clients and visitors; and being on the ground floor presents easy access for those less able bodied. Meetings are by appointment, and can be conducted in Welsh or English, either online or in person.

As an small-medium enterprise we have links to well established Law and Accountancy firms across South Wales and the South West. Dealing with Trustees and Executors we manage several Estates and can introduce the relevant skill sets where required.

What do we do?

From individual pensions and savings advice, general investment and taxation advice, to dealing with business directors and partners and their financial affairs, we have the technology to administer your portfolio and deliver your financial needs.

Education is paramount and each and every member of staff has gained various CII and industry related qualifications to ensure continuous professional development. Standing still in the financial services industry is not an option with examinations being undertaken annually. Simply, with all the legislative changes being introduced, new rules have to be understood and qualified in order to advise compliantly.

On Divorce matters we can look at the division of assets and how pension sharing orders work in an unbiased fashion. Preparing Estates and mitigation of Inheritance Tax planning forms a large proportion of our work.

Assets under management are in excess of £60M and duties of care are taken in each and every situation to ensure that this continues to grow.

Pension contributions across defined benefit and money purchase schemes is critical in evaluating the Annual Allowance and avoiding the Lifetime Allowance tax charges. We deal with all the major investment houses as well as investment platforms.

We are a small firm with big ambitions, dedicated to ensuring our clients have their specific financial needs and outcomes met to the highest standard.

Meet the team

Huw Roberts

Director

Joining the Financial Services Industry in 1984, Huw became an IFA in 1987 whilst working in Bristol; qualifying at CII Advanced Level in 1992. Establishing Roberts Boyt in January 1997, the firm then moved to its current premises in November 1997. Since inception Huw has subsequently grown and developed the business to one of the best in West Wales.

Constantly improving and evolving with new qualifications to account for changing legislation, Huw regulates as the firms Director of Financial Planning and Compliance Officer. As a CII Gold Registered pension transfer specialist, he specialises in the facilitation of secured pension benefits in excess of £30,000.
Directly authorised and regulated by the FCA, A Fellow of the Personal Finance Society (PFS), A Chartered Financial Planner and Member of Chartered Institute of Securities and Investments (CISI). Huw has adapted and grown to be as qualified and regualted as possible to offer his clients the safest and highlest level of service.

You can contact Huw on 01267 611551 or huw@robertsboyt.com.

Mark Howse

Senior Financial Planner

Having previously worked in a variety of specialist Life, Pension and Financial Advice administration and consultancy roles with Windsor lIfe, Hogg Robinson, British Alcan / Rio Tinto and Punter Southall, Mark moved to South Wales in 2003 to join Roberts Boyt and help steer the company forward.

Mark is a Registered Individual with the industry regulator FCA and holds his individual Statement of Professional Standing. He is working towards his Fellowship of the PFS and has long established himself as a qualified adviser and continues in his diligent role as our Senior Financial Planner.

You can contact Mark on 01267 611551 or mark@robertsboyt.com

Paula Price

Office Manager

Paula is our highly organised Office Manager and has been a dedicated member of the team since 2003. She holds the CII CF1, FA1 and FA6 qualifications in Financial Administration ensuring that every client has a first-class experience and warm welcome.

Her role at Roberts Boyt utilises her excellent organisational and administrative skills to aid the smooth running of the office. As front of house she will be your first port of call for contacting the firm.
you can contact Paula on 01267 611551 or paula@robertsboyt.com

Alice Lumb

Financial Planner

Alice joined the team in 2013 as a Trainee Analyst having previously obtained a BA (Hons) Accounting degree from the University of Wales in Cardiff. She has since completed her Diploma in Financial Planning, and is now progressing rapidly towards her goal of becoming a Chartered Financial Planner and is working diligently on her next CII exam.

As an integral member of the team Alice assists with the portfolio analysis and recommendations being issued, and is responsible for the 6 monthly client reviews.
You can contact Alice on 01267 23884 or alice@robertsboyt.com

Emma Jones

Financial Planner

Emma joined Roberts Boyt in 2021 as a fully qualified financial planner and has over 6 years of experience in financial services. As well as gaining a Diploma in Regulated Financial Planning, Emma also holds a bachelor’s degree and Master’s degree in Business/Finance Management.

Emma hopes to build on these qualifications and is now working through the Advanced Financial Planning exams as she continues her journey towards becoming a chartered financial planner. Emma works alongside our team, helping to make financial plans a reality for our clients.

She is passionate about Environmental, social, and governance (ESG) investing and offers our clients with a caring and extremely knowledgeable financial planning service. Her skills and expertise have proved invaluable to our firm and we are very grateful to have her onboard. You can contact Emma on 01267 238844 or emma@robertsboyt.com

Take the first step to better financial management

Our 2-step security process ensures your financial information is fully safeguarded; once the fact find is completed our team will aim to be in touch within 24 hours!

Become a client today

Find out how Roberts Boyt can support you today

01267238844 huw@robertsboyt.co.uk

Get in touch

"Very professional and prompt service."

"I attended a pre arranged meeting with Mr Huw Roberts, to discuss my current financial requirements, the meeting went very well, dealing with my needs at this present time, very impressed, all the staff were very friendly and efficient."

"Roberts Boyt always provide a great service with well balanced and informed financial advice. The VCT knowledge provided by Mark is particularly useful in utilising capital to remain tax efficient and create dividend income. I would highly recommend Huw and his team at Roberts Boyt without hesitation."

"I placed my trust in Roberts & Boyt to handle my financial affairs over 10 years ago and have never regretted that decision. Everyone at the firm are brilliant with their informative advice and their friendly welcome to my wife and myself. Our portfolio has grown over the years and this is only due to the excellent management of the outstanding staff of Roberts & Boyt."

"Our meeting with Huw Roberts was extremely professional and helpful as per usual. I would highly recommend Roberts Boyt to anyone that needs financial advice."

"H Roberts was a huge help, informative, knowledgeable and very easy to discuss options with. Follow-up by all staff has been professional and clear. Was recommended to me and I'm very happy to recommend to others."

"Having entrusted Roberts Boyt Ltd with the management/investment of my personal wealth for the last 20 years, I'm now approaching retirement and have been really impressed with the quality of service provided by Mark and Huw in assisting me in making the right choices through strong 'due diligence' to ensure that my future pension income is optimised by applying the correct risk factors that best fit my needs and the necessary security provisions."

Mr R Jermin

"We had a successful meeting where we reviewed and updated our financial profiles. Huw Roberts explained our various options clearly and thoroughly."

Mr T Davies

"Consummate professional advice, with a super helpful and efficient office team. Very trustworthy and very considerate."

Mr S Hodson

"We have had some excellent advice since 2016. We would have no hesitation in recommending them."

Mr D Ainsworth

"A reliable, exceptional service. A great team that have remained constant over several years. Recommended to assist you whatever your situation;- financial planning, dealing with financial impact of life events, wealth management."

Mr H Edwards

"I wanted to also say how pleased we have been with your service and your companies help, but also to say a special thanks to Paula, who has been most helpful and professional throughout."

J & D Jones

"After my initial consultation with Huw, I felt that my requirements were fully understood in fair and accurate manner."

Mr J G Jones

"The staff members at Roberts Boyt are welcoming and friendly at all times."

Mr & Mrs T Evans

"We receive regular valuations and our investments are reviewed at frequent intervals."

Mr & Mrs A Smith

"I am confident that Roberts Boyt have my best interests at heart and my financial affairs have always been particularly well looked after."

Mr T Williams

"Would be happy to recommend Roberts Boyt to any of our friends or family."

Mr & Mrs B Thomas

"Both my wife and I have always been treated in a courteous, polite manner & felt that our financial affairs are important to yourselves. We are grateful for the way we have been dealt with, especially in connection with matters concerning my wife’s health and the financial circumstances which surrounded it."

Mr & Mrs J James

"Thank you for sorting out our investments (once again!) we’ll recommend you to all the family."

Mr & Mrs K Morris

"Always a warm welcome and nothing is too much trouble in sorting my financial affairs out. I don’t know where I’d be without you."

Mr K Bassett

"We didn’t realise that we owed so much Inheritance Tax, but with careful planning we’ve virtually eliminated this completely thanks to the advice at RB."

Mr & Mrs C Davies

"The amount of tax we saved by realigning our portfolios was phenomenal. Thank you Huw and all the team at Roberts Boyt."

Mrs E Owen

"We always get first class from everyone at Roberts Boyt and have done for the last 18 years."

Mr and Mrs H Jones

"The knowledge of pensions is quite outstanding, and the help we were given in making our decisions under these new rules was fantastic. Thank you all at RB."

Mr D K Thomas

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