Individual Protection Insurance will cover you if you are unable to work and with deferred periods ranging from 1 week to 1 year, having this valuable benefit, preferably index linked is an essential underpin for every working person.
We offer income protection services throughout Carmarthen, Swansea and the South Wales area. Critical Insurance Cover is probably the most expensive insurance you will pay for, but the benefits far outweigh the costs – especially in the event of a claim. We all know someone who has been diagnosed with a cancer, or suffered a stroke or heart attack. Reviewing the small print of every contract is extremely important and having ‘fully comp’ is far better than the basic level of cover. Check yours know.
Life assurance is the last resort and covers us for a specific need – a mortgage – a liability, young family, inheritance tax, shares in business. If you are looking for the smaller levels or the more complicated key man and directors share cross option agreements on both term and whole of life basis – we have the facility to arrange and place the contract under the correct trust. If you’re looking to get advice on your current insurance or if you’re looking for a new income protection cover, contact us so we can review the small print so you don’t have too.